Delta Dental Dentist in Leawood, KS
When it comes to going to the dentist, most people have one main fear, and it actually has little to do with what goes on in the chair: cost. Research has shown that the most common reason people avoid visiting the dentist is simply because they don’t think they’re going to be able to afford it. So you, like many, decided to invest in dental insurance to offset the cost of your regular visits. If you’ve come to this page, it’s likely that you selected Delta Dental, the largest provider of dental benefits in the nation.
At our practice, Dr. Dennis C. Ayer and our team believe that even high-quality dental care should always be affordable, which is why we are happy to be an in-network Delta Dental provider in Leawood. What does this mean for you? Basically, it means that we’ll be able to offer you even bigger savings compared to other practices in the area. In our continuing effort to make it easier for you to go to the dentist, we’re going to share a few key things about how you can get the most out of your Delta Dental plan whenever you come to see us.
How Does Delta Dental Insurance in Leawood Work?
You decide to get dental insurance, so you buy a plan from Delta Dental where you get access to a variety of benefits in exchange for a monthly premium. While that’s all well and good, how does the plan actually work? And, what does it mean when we say that our practice is in-network with Delta Dental?
Let’s start with the second question first. Being “in-network” simply means that we have a contract with Delta Dental to provide our care for pre-negotiated fees to everyone insured by them, which Delta Dental then partially covers. These fees are much lower than our normal practice fees, and with Delta Dental covering a part of them, you end up saving a ton of money. That’s why it’s always smart to visit an in-network practice like ours. You won’t get this kind of discount with an out-of-network practice!
Delta Dental Insurance Benefits Basics
Delta Dental insurance benefits basically work like this:
- Preventive care is 100% covered , and this includes two checkups and cleanings per year, as well as X-rays, dental sealants, and fluoride treatments.
- Restorative care is 50-75% covered , which refers to treatments like fillings, crowns, bridges, extractions, and root canal therapy.
- Elective procedures are typically NOT covered . This normally means any cosmetic treatment or dental implants. Under some plans, however, orthodontics may be partially covered.
How to Get the Most Out of Your Plan
So with this knowledge, how can you make sure you’re getting the most out of your benefits?
In addition to visiting an in-network practice, you should primarily use your plan to cover preventive services, or your two recommended checkups and cleanings per year. These appointments won’t just be completely covered, but they’ll also save you from developing more serious and expensive problems in the future that will cost you more out-of-pocket.
Most plans also have what is called an annual maximum, which is the largest dollar amount of care it will cover per person, per year. This amount resets at the beginning of each year, with any leftover money going straight back to the insurance company. To make sure this doesn’t happen to you, just let us know what your maximum is, and we’ll work with you to make sure you’re not literally leaving thousands of dollars on the table.
How to Use Your Delta Dental Insurance in Leawood
Now that you know how to maximize your plan, how do you actually go about using it? Fortunately, at our practice, this is the easiest part when it comes to dental insurance. Simply give us a call to schedule an appointment and let us know you have a Delta Dental plan. We’ll ask for your member ID, verify your benefits, and then you’re all set to save. Our friendly team will work with you to make sure you’re getting every dollar you deserve.
By keeping all of this in mind (don’t worry, we’ll help you remember!), you’ll be taking care of both your smile and your wallet. To learn more about how we can use your plan to help you save at your next appointment, simply contact us today.