{"id":122,"date":"2018-10-04T19:16:21","date_gmt":"2018-10-04T19:16:21","guid":{"rendered":"https:\/\/www.docayer.com\/blog\/?p=122"},"modified":"2018-10-17T19:23:13","modified_gmt":"2018-10-17T19:23:13","slug":"delta-dental-dentist-in-leawood-dental-insurance","status":"publish","type":"post","link":"https:\/\/www.docayer.com\/blog\/2018\/10\/delta-dental-dentist-in-leawood-dental-insurance\/","title":{"rendered":"A Delta Dental Dentist in Leawood: Use Your Dental Insurance!"},"content":{"rendered":"

\"AWhether your dental insurance plan is with Delta Dental, Aetna or MetLife, it\u2019s important that you use the benefits entitled to you before the end of the year. Dental benefits typically expire annually, meaning they will not carry over into 2019. For example, if you\u2019ve only spent $300 worth of benefits but have a $1,200 annual maximum, that\u2019s a large chunk of change to leave on the table.<\/p>\n

To get the most out of your dental benefits, consider the following tips from a Delta Dental dentist in Leawood.<\/a><\/p>\n

<\/p>\n

The \u201cUse It Or Lose It\u201d Situation<\/h2>\n

You may have heard dentists, team members, and insurance coordinators use this phrase when describing dental insurance. It\u2019s very common for PPO plans to not allow services to carry over into the following year (after all, how else could they charge you for renewing your plan?) Insurance companies expect you to let your benefits go by the wayside so they can ultimately profit more as a result.<\/p>\n

In some plans, there may be a rollover period that let\u2019s you carry out benefits into the next year. However, they\u2019re often only offered at a reduced rate, meaning you\u2019ll likely need to pay out-of-pocket costs anyway.<\/p>\n

When you visit the practice, don\u2019t feel ashamed to ask employees to describe your plan in more detail. It\u2019s one of the most common questions dentists receive, so much so that they hire people whose sole job is for handling insurance companies one on one and answering questions you may have.<\/p>\n

Know Your Remaining Benefits<\/h2>\n

Before scheduling a treatment, it\u2019s important that you or the practice\u2019s employee goes over your explanation of benefits. This document lays out all the benefits your dental insurance offers whenever a claim is accepted or rejected. It typically includes an itemized list of what\u2019s covered and what isn\u2019t, allowing you to determine what out-of-pocket costs will be.<\/p>\n

Keep in mind that Flexible Spending Accounts (FSAs) don\u2019t allow people to carry funds over into the next year. If you have an FSA set up with your employer, always double check the available funds you have to prevent them from expiring.<\/p>\n

Scheduling Treatments for Now and Later<\/h2>\n

Most people who have benefits or funds leftover from their dental insurance are overdue for preventive treatments anyway. If you can\u2019t remember the last time you had an exam, cleaning or X-ray, schedule a visit for today and six months from now. The more often you schedule ahead of time, the more likely you are to utilize your benefits before they expire.<\/p>\n

By scheduling preventive treatments now, you\u2019ll have more money to use towards more advanced treatments, should you need them. However, if you\u2019re regularly seeing the dentist and practicing proper at-home care, it\u2019s unlikely you\u2019ll need significant restorative treatments like root canals or dental crowns.<\/p>\n

Don\u2019t lose your dental benefits, use them! Schedule an appointment with an Aetna dentist in Leawood today to get started!<\/p>\n

About the Author<\/h2>\n

Dr. Dennis C. Ayer<\/a> earned his DDS degree from the University of Missouri-Kansas City School of Dentistry. His practice takes insurance<\/a> from Delta Dental, Aetna, MetLife and others, but he also offers more flexible payment options like CareCredit<\/a>. To learn more about his practice or your own insurance benefits, you can contact him through his website<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"

Whether your dental insurance plan is with Delta Dental, Aetna or MetLife, it\u2019s important that you use the benefits entitled to you before the end of the year. Dental benefits typically expire annually, meaning they will not carry over into 2019. For example, if you\u2019ve only spent $300 worth of benefits but have a $1,200 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-122","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"\nA Delta Dental Dentist in Leawood: Use Your Dental Insurance!<\/title>\n<meta name=\"description\" content=\"If you\u2019ve paid money into dental insurance, you\u2019ll want to take this advice from a Delta Dental dentist in Leawood. 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